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Press Release

Bankruptcy Response Explains How to Declare Bankruptcy for Consumers

Portland, OR -- (ReleaseWire) -- 10/06/2014 -- Bankruptcy Response, an online resource dedicated to educating consumers that want to learn how to declare bankruptcy, suggests consumers follow a four-step process. “Deciding whether or not to file bankruptcy is something that requires some consideration, and we suggest that consumers use our four-step approach before making a decision,” explained Michael Staines of Bankruptcy Response. The four-steps include:

1. Look at all options first. Many individuals believe that filing bankruptcy wipes all debt away, but this is not always the case. It can also take a long time to recover from a credit standpoint. While in some situations declaring bankruptcy makes perfect sense, some will be better resolved with other options.

2. Understand when it is the best time to file. Not only do consumers need to understand how to file for bankruptcy, but they also need to know when to file. The right timing can prevent a lot of future issues and headaches.

3. Seek legal representation. Consumers that feel that filing for bankruptcy is the best option are encouraged to speak to a lawyer. Filing correct paperwork is essential for a successful outcome, and a lawyer can make sure the process is handled correctly.

4. Understand the costs involved. Consumers filing for bankruptcy will have a court filing fee as well as the lawyer’s fee, which cannot be included in the bankruptcy debt. These fees have to be paid in full prior to the case being filed.

With so many filing options, Bankruptcy Response really provides a welcomed resource that consumers can turn to for helpful information. “Our website provides so many answers to some of the most frequently asked questions. Consumers that want to know what happens when you file for bankruptcy can come to our website and get a very good grasp of the entire process from start to end. We are constantly adding new information resources to help educate and inform,” added Bankruptcy Response’s Michael Staines. Consumers interested in learning more about the bankruptcy filing process can visit the website by clicking on the link located below.

About Bankruptcy Response
Bankruptcy Response is an online resource that provides consumers with information related to bankruptcy filing. The website explains the process, the difference between the different Chapter filings available, bankruptcy filing forms, a court locator, a legal term glossary, and also allows consumers to obtain a leading professional consultation on filing bankruptcy.

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Media Relations Contact

Michael Staines
Bankruptcy Response
Email: Click to Email Michael Staines