What do you take into consideration when buying a brand new car? There are the certain standby metrics: crash test ratings, aesthetics, gas mileage, comfort, usability, horsepower, and simply how that car feels to drive. But what about auto insurance costs? In most states it’s compulsory to have automotive insurance covering liability for injuries and property damage, and different cars come with different insurance costs. While a pricey premium probably won’t dissuade you from buying your choice car, if you’re debating among a few options then this is another factor to consider. So which popular 2015 car models, as ranked by Edmunds, are the cheapest to insure?
That answer is slightly difficult to quantify because your driving record, credit history, where you live, and the company you’re seeking car insurance from are only some of the metrics that will affect the rates you pay. But for our purposes, let’s say you’re entering the new car market for the first time as a 25-year-old college graduate with no major accidents or traffic violations, steady credit and you live in California. We’ll compare male and female rates. The prices are an average amount paid in full, derived from comparing at least 12 different insurance company quotes using compare.com as a reference.
The Toyota Tacoma comes in as the cheapest popular 2015 model to insure, and for most quote averages it turns out males are paying about $100 more for insurance than females.
The following data is gathered from compare.com.
2015 Toyota Tacoma
Female:
• Minimum: $1,125
• Maximum: $2,145
• Average: $1,604
Male:
• Minimum: $1,133
• Maximum: $2,365
• Average: $1,691
2015 Toyota Corolla
Female:
• Minimum: $1,656
• Maximum: $2,610
• Average: $2,014
Male:
• Minimum: $1,694
• Maximum: $2,600
• Average: $2,111
2015 Toyota Camry
Female:
• Minimum: $1,610
• Maximum: $2,374
• Average: $1,891
Male:
• Minimum: $1,637
• Maximum: $2,368
• Average: $1,975
2015 Subaru Forester
Female:
• Minimum: $1,242
• Maximum: $2,282
• Average: $1,749
Male:
• Minimum: $1,263
• Maximum: $2,506
• Average: $1,866
2015 Mazda 3
Female:
• Minimum: $1,464
• Maximum: $2,206
• Average: $1,843
Male:
• Minimum: $1,489
• Maximum: $2,365
• Average: $1,931
2015 Honda CR-V
Female:
• Minimum: $1,084
• Maximum: $2,145
• Average: $1,700
Male:
• Minimum: $1,101
• Maximum: $2,365
• Average: $1,785
2015 Honda Civic
Female:
• Minimum: $1,564
• Maximum: $2,488
• Average: $1,971
Male:
• Minimum: $1,732
• Maximum: $2,456
• Average: $2,063
2015 Honda Accord
Female:
• Minimum: $1,194
• Maximum: $2,174
• Average: $1,775
Male:
• Minimum: $1,214
• Maximum: $2,365
• Average: $1,888
2015 Ford F-150
Female:
• Minimum: $1,634
• Maximum: $2,614
• Average: $2,026
Male:
• Minimum: $1,674
• Maximum: $2,618
• Average: $2,131
