What to Know When Dealing with an Insurance Adjuster After a Las Vegas Car Accident

After a car accident that left you injured, you may get a call from an insurance adjuster. This person may seem friendly and want to settle your claim as quickly as possible. But before you speak with the adjuster, there are things you must know about them first. This way, you can protect your legal rights and ensure you don’t make mistakes that can ruin your car accident claim. Ideally, it is best to have a Las Vegas car accident lawyer handle talks and negotiations with the adjuster.

Reasons You Should Be Careful When Dealing with the Adjuster

Insurers want to make a profit and save whenever they can. Thus, they handle claims by reducing their payouts or avoiding payouts altogether. They hire adjusters who will get you to accept a settlement that is less than what you deserve. They will employ tactics that might convince you to sign away your right to compensation. You can avoid this by letting your attorney talk to the adjuster for you.

How to Deal with an Adjuster

To protect your rights when dealing with an insurance claim adjuster, here are tips you should consider:

• Stick to the basics when sharing information. If you need to give the adjuster some pieces of information, make sure to stick to the basics. This includes your personal information like name, contact number, and address, the accident date, time, and location, the number of vehicles involved, as well as whether you sustained injuries. Never volunteer to give extra information. Whatever you may say can be used against you later. You cannot talk about your family, income, every activity, doctor, and injuries with the adjuster.
• Stay calm. While you have plenty at stake, you must not convince the adjuster about your claim’s value when you talk to them. It is best to remain calm and professional when you communicate with them.
• Do not give a recorded statement. The adjuster may want to record your conversation with them. When this happens, refuse it outright. During your talk, you could say something that the adjuster can use against your claim.
• Know your rights. It is your right to speak with a lawyer first before you give the adjuster a statement. Also, the adjuster cannot force you to divulge information if you don’t want to.
• Consult with a lawyer. If an attorney represents you, they will negotiate with the insurer for you. The insurer must stop contacting you and speak with your lawyer directly.