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Credit Card Processing Terminal Machine and Point of Sale

Credit Card Processing Terminal Machine and Point of Sale

“The first thing you want to determine is the function that the terminal will provide for your particular business. The type of equipment will vary depending on the type of business you have.”
Look at the best credit card terminal or machine or point of sale equipment is best for you.

In this article, we will breakdown the pros and cons of different credit card terminal machines and point of sale equipment.

The first thing you want to determine is the function that the terminal will provide for your particular business. The type of equipment will vary depending on the type of business you have.

Let us look at some different businesses to decide what the best equipment would be for your type of business.

First, let us consider a mobile business. A mobile business is a business that does not necessarily operate from a store front. This type of business is conducted outside of a retail environment. This could be a mobile mechanic, mobile notary, mobile car detailing or wash. These businesses don’t need anything bulky out in the field. They need a device they can slip in their pocket or a small point of sale terminal like a wireless terminal that operates through a cellular network. The best equipment that we would recommend is a swiper for your cellular phone. This phone can’t be a flip phone. It has to be a smart phone. We recommend Samsung or an Iphone.  The normal process for operating a small swiper on your phone is that software that will be emailed to you or that you can download at the google play store. Once the software downloaded there are many features just beside swiping a card or entering it into a smart chip reader. You will also have records of your daily sales, you can email a receipt to your customer or you can valuable details on your monthly receipts. On ipads and iphones and Samsung phones you should be able to have the customer sign right on the device. If not, you can have a button on your device that the customer agrees to charging of his or her card.

Secondly, let us discuss a company that operates 100% on the internet.

Internet companies need to make a good first impression. We recommend you browse through the different shopping carts on authorizenet to get the best looking and operative shopping cart that is available. You may spend a few more dollars a month for a better looking shopping cart, but it is well worth it.

There are many free website templates available through WIX or other website builders that are available for your use.

Back to credit card processing for the internet. Typically, you will have to pay, as a merchant, an additional transaction fee when taking credit cards over the internet.

All internet transactions are considered non qualified which means you will pay a higher rate that if you could swipe the card. We have seen rates varying from 2% to 4% for internet transactions. There is also a higher transaction fee for internet transactions which are around 35 cents compared to 5 cents for in person retail.

For restaurants and retail locations where many items are sold we recommend Aloha or NCR point of sale equipment. The easy to understand interface with these two point of sale include a bar code reader, scanner, printer, cash register, sales agent or waitress, waiter codes to be able to determine bonuses or tips at the end of day closing. With any point of sale equipment is you can pay me now or you can pay me later. If a company offers free point of sale equipment they will typically charge you more on your credit card processing fees or have a 3 year contract to recoup their money. Normally you would sign a lease or rental agreement. Since point of sale are one thousand dollars or more, if you can afford it, is to buy the equipment outright. You will be better off in the long term.

If you need additional information on credit card processing, contact us at or call us at 1-888-895-3129

Media Contact
Company Name: Merchant Resources
Contact Person: Gary DeRoos
Email: Send Email
Phone: 1-888-895-3129
City: Oceanside
State: CA
Country: United States

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