The Consumer Federation of America, CFA, has created a fascinating, fantastic quiz about credit scores –what they are, what factors into them, what lowers them and so on. It's worth taking, because as I have often preached here, credit costs money –big money—and there are two ways to cut that cost: use less credit and get credit for less. The way you get credit for less is by maintaining a high credit score and if you don't understand how they work, that's hard to do.

The head of European credit sales at Credit Suisse, Nicholas Kyprios, is fined £210,000 by the Financial Services Authority.

How the tax credit system will change from April

What are credit rating agencies? Hugh Pym takes a look.