Credit cards News
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Visa Inc. is offering to pay 50 American eateries $10,000 each if they refuse to accept cash payments from customers. Visa believes companies will make more money if they become completely cashless.
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Many Americans are concerned about jobs and the economy. But despite today's business climate, most people remain optimistic when it comes to managing their wallet and personal finances.
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Issaquah -
If it isn't one thing, it's another complicating discount retailer Costco's switch to Visa-branded credit cards from American Express.
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On Wednesday, Netflix reported that it saw around 300,000 less signups in the United States than it had expected in the last quarter. One of the reasons why growth was slow is because of the ongoing switch to chip-based debit and credit cards.
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Big changes are coming to credit card users in the U.S. on Thursday. October 1 is the deadline for businesses to upgrade registers and credit card readers to accept a new type of credit card that includes an embedded computer chip.
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The European Union on Thursday formally charged credit card giant MasterCard with antitrust allegations, alleging the credit giant is artificially raising monthly minimum payments for its European customers.
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Nearly 3 of 4 Americans (73%) would be concerned if they discovered their fiancé had a bad credit rating, according to a new survey by Capital One. Additionally, a spouse's bad credit rating is more likely to concern women (80%), compared to men (66%).
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Washington -
The US Federal Trade Commission (FTC) has sued Amazon. The FTC says that Amazon allowed millions of dollars of unauthorized purchases by children to take place in its mobile app store.
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A large number of credit card users do not fully understand their card's terms, benefits and rewards program, and have trouble selecting between different types of cards. This is according to an annual survey of credit card users.
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This is a question many credit card users ask themselves. The real answer to the ‘how many’ question is this: it depends.
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It is absolutely possible for a person to get by without a credit score. This, by extension, means that it is absolutely possible to get by without credit cards.
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When security researchers noticed issues with encryptions used to securely transmit emails, e-commerce transactions, social network posts, and other Web traffic, they dug deeper to discover the cause was something lurking for over two years.
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Despite running a global business that is designed to hold hackers at bay, PayPal president David Marcus has tweeted that someone used a skimming device to clone his credit card while he was in the U.K.
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Following security breaches at Target as well as other retail chains, it has been announced that the more secure chip and pin technology in credit cards will be issued.
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With the FBI now warning all retailers on similar breach possibilities, Target CEO Gregg Steinhafel is refocusing attention on the need for chip-based credit card technology adoption in the United States.
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Washington -
The FBI has warned retailers to be prepared for more cyber attacks like those that affected Target and Neiman Marcus as well as others over the last few months.
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The hackers that targeted the credit and debit card system for Target during the Christmas season jeopardized close to 40 million customers accounts, to date. An even bigger breach has been discovered in South Korea, affecting almost half the country.
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Moscow -
A Russian man scanned a commercial credit card agreement and changed the terms of contract in his favor. After returning it signed to the lending bank, they failed to notice the trick and now a Russian court has backed him up.
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San Diego -
According to a recent survey, young adults are carrying more credit card debt and taking longer to pay it back. Why so much debt, and what's the solution to paying it down?
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The Chief Justice of the United States Supreme Court John Roberts recently revealed that he was the victim of credit card information theft.
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New York -
American Express is introducing a new service on Twitter that allows its customers to make purchases through specialized tweets. The new feature is called "Amex Sync" and by including a special hashtags, consumers can purchase items.
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This week a new rule comes into effect that may impact how often you use your credit card. As of Sunday, stores in most U.S. states are permitted to charge customers a "checkout fee" when paying by credit.
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Toronto -
It's less than week away until Santa Claus comes down that chimney to deliver gifts for Christmas. Question: how did Santa Claus pay for all those presents? Let's hope it wasn't with a credit, otherwise he'll be in serious trouble.
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Ottawa -
A new report from Statistics Canada has found that consumer debt levels have hit an all-time high in the third quarter of 2012. The debt-to-disposable-income ratio stood at 164.4 percent, up from 163.3 percent in the previous quarter.
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A security researcher has uncovered a type of malware being used to directly steal credit card payment information straight from point-of-sale terminals at retailers, hotels and other places of business.
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Calgary -
A student in Canada was upset over a new fee tagged on by his college. The additional fees for the upcoming semester were added on to tuition costs for students that planned to pay by credit card. His solution was to pay the tuition, in full, in coins.
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The debt crisis has taken on a very personal face for the average American family. This piece takes a critical look at the situation faced by an average household every month, and the situation faced by a nation drowning in its own debt.
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Walmart announced a new initiative which the company says is designed to give consumers a break. The retail giant has decided to bring back its "Great Gas Rollback" program.
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Banks, ATM installers and credit card issuers do not want to admit their customers have been scammed. Bad for business. The burden, unfortunately, too frequently is borne by the customer. The problem grows worldwide.
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Now that a proposed court settlement has been made in a seven year long dispute between credit card issuers and millions of merchants over credit card swipe fees, the question of how this will affect credit-card carrying consumers remains.
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Credit cards Image
Depicting the idea of online shopping Via Flickr user Noel Worli
Federal funds rate history and recessions. Like the Bank of Canada, the Federal Reserve regulates interest rates across the banking system in the U.S. Federal Reserve Economic Data
Credit cards. Damien Meyer, AFP/File
U.S. financial institutions are issuing credit cards with EMV computer chips, which are widespread in other parts of the world. They promise to be more secure than traditional magnetic stripe cards. CreditCards.com
Credit Card Photo by The Consumerist
Cut to pieces. One less credit card.
credit cards andres rueda
credit cards http://www.fnal.gov
How safe are your credit cards? Lotus Head from Johannesburg, Gauteng, South Africa
How safe is our credit information, really? Reza Like
MasterCard and VISA credit cards are seen in this illustrative photo Bobby Yip / Reuters,
Credit Card Public Domain Pictures
A woman swiping her card to make a payment. File photo
Credit Card Photo by b.franchina
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