http://www.digitaljournal.com/article/51537

The Lazy Man's Guide to Budgeting: 101 Painless Ways to Cut Spending

Posted Nov 13, 2006 by elstan

http://www.creditcardlowdown.com/2006/11/101_ways_to_cut.html

Comprehensive list of tips, including: how to make a budget, cutting down on gadget expenditures, raising deductibles, and getting travel discounts.
Untitled
The average American today has over $9000 in credit card debt yet spends over $4.00 per day on coffee. Think about that for a second...
A very interesting perspective is painted in this article.
http://www.creditcardlowdown.com/2006/11/101_ways_to_cut.html