The Best Credit Cards for Fair Credit of 2014, Ranked by Creditnet.com
NEW YORK, NY--(Marketwired - Jan 23, 2014) - Consumers with fair or average credit may have a hard time getting the best interest rates and credit card offers. However, there are some great options for consumers with fair credit. Fair credit cards are designed specifically for those with average credit to pay lower interest fees and earn better rewards. In addition, cardholders can continue to build up their credit history.
Today, Creditnet.com, a leading website on credit cards and credit repair, announced the best credit cards for fair credit of 2014. In creating their ranking, Creditnet took into account annual fees, balance transfer terms, rewards programs, introductory offers, customer reviews, and expert opinions. Here are the best credit cards for fair credit of 2014:
The Barclaycard Rewards MasterCard- Average Credit is a great card for those with fair credit. For one, there is no annual fee and a 0% intro APR on purchases and balance transfers for 6 months. In addition, cardholders can earn 2500 points after their first purchase or balance transfer. They earn 2 points per every dollar spent on gas, grocery, and utility purchases, and 1 point per dollar everywhere else. Barclaycard Rewards MasterCard- Average Credit reports to all 3 major credit bureaus each month, so cardholders can build their credit fast. Furthermore, cardmembers receive a complimentary FICO score. With their cash back program and easy approach to build credit, Barclaycard Rewards MasterCard- Average Credit is the perfect credit card for fair credit.
Like the Barclaycard Rewards Mastercard-Average Credit card, the Credit One Bank Gas Rewards card has an excellent rewards program and is a great option for consumers with fair credit. This card offers 1% back on all gas purchases, and there are no limits to the gas rewards cardholders can earn. The cash back rewards are automatically posted to cardholders accounts each month. Potential customers can also get pre-qualified for the Credit One Bank Gas Rewards Credit Card without having their credit scores affected. Overall, this card is an outstanding choice for consumers looking to rebuild their credit.
Although this card is a secured credit card, it rounds off Creditnet's top credit cards for fair credit. There is no credit history or minimum credit score required for approval, and consumers can easily apply online. Customers can receive their card quickly, and they will put down a deposit on the card to secure their credit line. Once the deposit is down, it is used just like a normal credit card. This card easily builds credit, as the First Progress Platinum Select MasterCard Secured Credit Card reports to all 3 major credit bureaus each month.
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.