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article imageThe Australians make some pretty weird travel insurance claims

By James Walker     Oct 18, 2014 in Travel
A new report has shown how Australian insurance companies have been seeing an increase in the number of extraordinary claims made by travellers in recent years as Australians begin visiting new areas.
Allianz Global Assistance told the Daily Mail in Australia that the number of "unusual" claims made is increasing as seasonal travellers forget that exceptional circumstances can occur whilst abroad. Laura Campbell from Allianz said "Australians are becoming very adventurous when they travel, trying to seek a unique experience - sometimes in the hunt of that they can come across circumstances that they weren't expecting."
The scenarios have people have claimed for include a man who impaled his foot after mistaking it for a marine creature while spear-fishing and a man who was helping somebody to fire-breath at the Burning Man festival set his beard alight.
Of course, mundane incidents like lost luggage often frequently crop up but there are exceptional ones too. An Australian bride who planned to get married in Bali had her bag slung over another by a hotel assistant which was then carried off by the other guest, never to be returned. It contained both wedding rings, the wedding dress and her shoes so Allianz paid out after she got another dress from Bali.
Although every case is different and requires individual attention, Ms Campbell stresses that the first priority is to helpfully assist travellers who have become somewhat lost by the wayside. Many choose only the lowest kind of insurance policy though, not realizing that many things are not covered. In recent years, some former risks have been removed as people find travel companions online from a growing number of providers.
Being with someone with local knowledge cannot help in all situations though, such as in the case of a man who slipped over on a balcony and injured himself whilst running to throw a cheeseburger to a friend. The claim was legitimate as it emerged that the balcony was weak and had not been correctly repaired.
Although the incidents may seem amusing, that will last right up until you find yourself in a bizarre situation in a foreign country. As such, it is important to check what you are covered for before leaving your home country as it seems as though many Australians at least are not amid the excitement of a vacation away.
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