Gareth,
Thanks for your resonse.
When I look at DJ I see that it's a site that's ahead of most, if not all others, in citizen journalism. I actually have a real job that pays me for my value and my knowledge in the field in which I work.
You might be right that a lot of people write for DJ as a hobby. There's nothing wrong with that. It's a unique site and provides a chance for people who like to write to do so and to receive a little bit of money for doing so. Most of them probably have other jobs doing things they might not necessarily like as much as writing so coming here and sharing their writing capabilities might even be something of a relaxation for them.
Or they may be retired.
Or looking at adding a few dollars/pounds to their other salaries.
Or they may just want to blog and receive nothing but just get what they want to say "out there".
Regarding "payment". Any money which you receive for doing something is a "payment".
I don't understand the healthcare bit.
You don't sign a contract with DJ therefore they are not obliged to give you anything, neither are you obliged to give them anything. A Digital Journalist can leave at the drop of a hat. No notice to work, no nothing. There is no obligation to provide so many articles daily or deadlines. Therefore DJ's have freedom to come and go, work as hard or as little as they want.
I've written before here on DJ that the payment here would never be a proper income but the money always goes to something. It might be a nice meal out, or a trip somewhere, anything. It all adds up and helps, regardless of the amount.