Any of us can be robbed in the street, even if we take sensible precautions. The same thing can happen in the cyber-world, the big difference being that if you take sensible precautions herein you are far less likely to get ripped off. Below is a message you might just have found in your inbox recently.
I sent you an email a couple of days ago about transaction and haven't heard from you since then.
If this or any dude's name is unfamiliar, try running it through your search engine. This is one of the hits
you will find for Mr Madan, or whatever is his real name.
Clearly he is a shakedown artist who is trying to start a conversation with some gullible mark. The best way to deal with people like this is ignore them, or send them to your spam folder.
Although the number of cyber-crooks appears to be mushrooming, the good news is that computer security is becoming more sophisticated. Your computer and especially your laptop is now protected by a password. An experienced technician can get round this, but he will probably not be able to access your data, and even if someone can, to do so is a time-consuming process. Thieves are usually looking for easy money, which means if you are password protected, they will probably look elsewhere.
Surfing is getting safer too; if you use Google Chrome, when you try to connect to a "dodgy site" you will receive a warning message
Temporary e-mail addresses and other anti-spam measures have been developed. For example, if someone tries to log in to your Hotmail/Outlook account by guessing your password or from a different country, the would-be hacker may be asked to confirm he is you, something he will probably be unable to do.
When you set up a Google account, you can use 2-step verification, a feature that is now also available for Facebook and other on-line services.
New and better security measures will undoubtedly be developed in the weeks, months and years ahead. Ensure you keep abreast of them, or you may live to regret it.