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article imageInsurers try to weasel out of taking on sick children in US

By KJ Mullins     Mar 30, 2010 in Health
The new health care bill requires insurance to take on children with pre-existing health conditions immediately upon the bill becoming law according to President Barack Obama. The insurers say wait a minute we have four more years.
Adults dealing with pre-existing conditions will have to wait, if they can survive, for another four years before insurance companies are prohibited from covering them. The wording of the bill was meant to have children covered by the end of the year.
The insurance companies found a loophole in the health care bill. On Monday Raw Story reported that the companies are agreeing to fix that loophole. The move comes after media reported on the insurance companies trying to worm their way out of covering the youngest Americans out of coverage.
"Health plans recognize the significant hardship that a family faces when they are unable to obtain coverage for a child with a pre-existing condition," Karen Ignagni, president of America's Health Insurance Plans, said in a letter to Sebelius.
For the time being the bill will be searched for any other loopholes that could endanger the coverage of children.
"Health insurance reform is designed to prevent any child from being denied coverage because he or she has a pre-existing condition," Sebelius wrote to Ignagni. "Now is not the time to search for nonexistent loopholes that preserve a broken system."
Once the bill becomes law parents will not have to worry that conditions such as asthma will be a barrier for their children when it comes to seeing the doctor. In the past insurers excluded life saving inhalers and respiratory care when it came to asthmatic children, care that is needed in an emergency.
The United States currently is ranked last among 21 developed countries by UNICEF for children's health and safety. In 2008 7.3 million children lacked health insurance according to Health Care Reform Center. Families with sick children often have to rely on state programs, if their income level is low enough to qualify. If their income is above the levels set by states then they have to pay out of pocket for those costs.
More about Health care reform, Children, Insurance
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